:root {
  --bg: #f3f5f8;
  --card: #ffffff;
  --text: #141924;
  --muted: #5c667a;
  --line: rgba(20, 25, 36, 0.08);
  --primary: #243557;
  --primary-2: #46597f;
  --shadow: 0 18px 40px rgba(15, 23, 42, 0.08);
  --radius: 24px;
}

* { box-sizing: border-box; }
html, body {
  margin: 0;
  padding: 0;
  background: linear-gradient(180deg, #eef2f7 0%, #f8fafc 100%);
  color: var(--text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover { text-decoration: underline; }

.shell {
  max-width: 1040px;
  margin: 0 auto;
  padding: 32px 20px 48px;
}

.legal-shell {
  max-width: 920px;
}

.hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-2) 100%);
  color: #fff;
  border-radius: 32px;
  padding: 36px 32px;
  box-shadow: var(--shadow);
}

.hero.compact {
  padding-bottom: 28px;
}

.badge {
  display: inline-block;
  margin-bottom: 14px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.14);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .02em;
}

h1, h2 {
  margin: 0 0 12px;
  line-height: 1.15;
}

h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
}

h2 {
  font-size: 1.25rem;
  font-weight: 750;
}

.lead {
  margin: 0;
  max-width: 760px;
  color: rgba(255,255,255,0.86);
  font-size: 1rem;
  line-height: 1.65;
}

.actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 22px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 18px;
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,0.16);
  background: rgba(255,255,255,0.10);
  color: #fff;
  font-weight: 700;
  text-decoration: none;
}

.button.primary {
  background: #fff;
  color: var(--primary);
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
  margin-top: 22px;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}

.card p,
.card li,
.legal p,
.legal li {
  color: var(--muted);
  line-height: 1.7;
}

ul {
  margin: 0;
  padding-left: 18px;
}

.legal {
  margin-top: 22px;
}

.legal h2 {
  margin-top: 24px;
}

.legal h2:first-child {
  margin-top: 0;
}

.footer {
  padding: 24px 4px 0;
  color: #6b7280;
  font-size: 14px;
  text-align: center;
}

@media (max-width: 640px) {
  .shell {
    padding: 20px 14px 36px;
  }

  .hero {
    padding: 28px 22px;
    border-radius: 24px;
  }

  .card {
    padding: 18px;
    border-radius: 20px;
  }
}